Golf Cart Insurance Missouri

Golf carts have become a popular mode of transportation in Missouri, especially for those living in retirement communities or neighborhoods where distances are short. Golf carts offer a fun and eco-friendly alternative to driving a car, and they can easily navigate narrow streets and sidewalks. In some communities, golf carts are even allowed on the road as long as they follow certain safety regulations such as having functional headlights, brake lights, and mirrors.

Did you know that your golf cart is not automatically covered under your Missouri homeowner's insurance policy? That's right - you need to purchase a separate policy to insure your golf cart. And we at Triangle Insurance are here to help you do just that.

When it comes to golf carts, most people think of them as nothing more than a fun way to get around the golf course. But did you know that in some states, you can drive your golf cart on the road? That's right! In fact, many people use their golf carts as their primary mode of transportation, especially in their neighborhoods or retirement communities.

So, what does this mean for insurance? Do you need golf cart insurance if you're only using it on the golf course? And what does golf cart insurance cover, anyway? Keep reading to find out.

Do You Need Golf Cart Insurance?

Just like your car, your golf cart is an investment. And just like your car, you should insure your golf cart in case of theft or damage. Most homeowners' insurance policies will not cover damage to your golf cart, so it's important to have a separate policy in place.

What Does Golf Cart Insurance Cover?

Golf cart insurance typically covers damage to your golf cart due to collision, fire, theft, or vandalism. It may also cover medical expenses if you or a passenger is injured while riding in the golf cart. Some policies also offer liability coverage in case you damage someone else's property with your golf cart.

Is It Worth It?

As you can see, there are a few things to consider when it comes to golf cart insurance. Ultimately, the decision of whether or not to insure your golf cart is up to you. But if you're using it on the road or just using it to get around your neighborhood in Missouri, we recommend getting a policy in place. Feel free to give us a call for a free quote!