Business Insurance Coverage
Running a business is hard work. There are so many things to think about - from marketing and sales to operations and finance. It can be tough to keep track of it all, especially when you're trying to grow your company. That's why it's important to have insurance. Insurance can help protect your business from unexpected events that could damage your bottom line and run you out of business.
Why do I need small business insurance?
There are a number of reasons why you might need business insurance. If you have employees, for example, you may be required to have workers' compensation insurance. This type of insurance can help to cover the costs of medical care and lost wages if an employee is injured on the job.
Businesses that own property or vehicles may also need to carry liability insurance in case of damage or accidents.
In some cases, businesses may be required to carry certain types of insurance by law. Even if it's not legally required, business insurance can provide valuable protection in the event of a lawsuit or natural disaster.
What kind of business insurance do I need?
There are many types of business insurance, and the right coverage depends on the type of business you have.
For example, if you have a business that involves working with clients in person, you will need liability insurance to protect yourself in case of an accident.
If you have a business that involves using vehicles, you will need commercial auto insurance.
And if you have a business that involves storing products or materials, you will need to get business property insurance.
The best way to determine what kind of business insurance you need is to speak with a business insurance agent who can assess your risks and recommend the right policy for your business.
Comprehensive coverage tailored to your small business
As a small business owner, it's essential to have the right business insurance in place. This type of insurance can help protect your business from a variety of risks, including property damage, liability, and business interruption. Finding comprehensive coverage that's tailored to your business can help give you peace of mind knowing that your business is adequately protected.
There are a variety of factors to consider when choosing business insurance, such as the type of business you operate, the location of your business, and the value of your assets. Working with an experienced insurance agent can help you find the right coverage for your business at a competitive rate. Don't wait until it's too late - contact us today make sure you're properly protected with the right business insurance in place.
Commercial Auto Insurance
Commercial auto insurance helps cover vehicles used for business purposes. This can include cars, trucks and vans, as long as they are used primarily for commercial activities. In case of vehicle damage, driver injuries, injury to someone else, or damage to someone else's property, you can protect your business with this essential coverage. Just like you can trust us to insure your personal vehicles, let us help you protect your business vehicles.
Business Owners Policy (BOP)
A business owner's policy is a form of commercial insurance designed that combines business property and business liability insurance into one, comprehensive business insurance policy. This covers your business from claims resulting from things like fire, theft, or other disasters as well as claims that could result from your business operations, like bodily injury or property damage. We can help you set us one policy that meets all your needs, so talk with our team today!
Commercial General Liability Insurance
Commercial general liability insurance provides broad liability coverage for general business risks. These policies protect your business from loss in the case of property damage or personal injury caused by your services, operations, or employees. It is essential to prepare for unexpected claims to protect your business, so let us help you stay covered with a policy that keeps you safe.
Professional Liability Insurance
Professional liability insurance is for businesses to protect against claims of negligence from clients or customers. These policies cover negligence, copyright infringement, personal injury, and other potential issues. You hope these claims will never come up as you run your business responsibly and with care for your customers, but it is best to prepare for the unexpected with a policy that protect you. We can cover you with a reliable policy today!
Business Property Insurance
Business property insurance is insurance that protects your company's physical assets in the case of unexpected damage from fires, storms, theft, and vandalism. This can include inventory, furniture, tools, and electronic equipment. You insure your building when you own a business, so make sure to protect what’s inside it with a simple policy that provides maximum coverage for your property. We make it easy with a policy that’s right for you.
Workers Comp Insurance
Workers' compensation provides wage replacement and medical benefits to employees who are injured or become ill on the job. In worst case scenarios, it also pays death benefits to families of employees who are killed while working. You do your best to maintain a safe working environment, but depending on your business it may be wise to protect yourself with a policy that covers these types of claims. We are experts at getting you coverage that is affordable and meets your needs, so let us help you with all of your commercial coverage policies!
Farm Insurance
Farm insurance is type of coverage that protects you both personally and commercially. Similar to a standard homeowners policy, farm insurance will cover your home, possessions, and personal liability. In addition, it includes coverage for your farm machinery and equipment, livestock, and farming products such as seeds, fertilizers, and pesticides. If you work on a farm, you know the meaning of hard work. Let us work for you and keep you safe with an insurance policy to meet your needs.
Inland Marine Insurance
Inland marine insurance covers your business’s products, materials, and equipment being transported on land or while being stored by a third party. If your business ships products or equipment, this type of coverage protects against damage due to collisions or theft of cargo while being transported by truck or train. If your business involves shipping rare or valuable assets, we can help you with a policy for extra protection for your business.